AxYourDebt Program

Welcome to AxYour Debt Relief

Our Financial Freedom Plan can help you become debt-free in 24-36 months.

The AxYour Debt Plan is a proven method for helping people become debt-free using the power of debt settlement.

Debt settlement is an agreement with your creditors to pay off your debt (settle it) for less than you owed. While the concept is simple, it takes a lot of work and experience to know what debts can be settled and when the settlement offers are in your favor.

To successfully settle your debts, you’ll work with AxYour Debt Relief by making monthly deposits into a savings account—usually at a lower monthly payment than your minimum payments to creditors had been. The money you save is used to negotiate settlements with your creditors for significantly less than you originally owed and pay our service fees.

While you’re saving, we’ll monitor your progress and work with creditors to reach a settlement. It usually takes several months before creditors are willing to negotiate seriously. Once a settlement is reached, you pay off the lower debt amount! And you’re moving ever closer to living a debt-free life.

Personal Debt Settlement

Please keep in mind that debt settlement is not a solution for secured debts like a mortgage, auto loan or home equity loan. You’ll need to consider other options such as debt consolidation or credit counseling to help you get the debt-free life you want.

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How Debt Settlement Works

Step 1 - Schedule your free debt consultation.

With a free, no-obligation debt consultation, one of our Debt Resolution Specialists will help you determine if our program is the right solution for you.

Step 2 - You save. We Work.

After you enroll, you’ll begin making your savings deposits, and we start working to negotiate with your creditors and reduce the amount of debt you owe.

Step 3 - Settle your debt.

As you make your monthly payments, and we negotiate a settlement, you’ll pay off your debts and be on your way to a debt-free life.

GET YOUR FREE DEBT ASSESSMENT

Your success is our success.

Through the power of our Financial Freedom Plan, AxYour Debt has helped people like you become debt-free for over 12 years. As one of the top debt relief companies in the country, we’ve helped thousands of customers settle over $1 billion in debt—at a fraction of what they owed.

Because we’ve done it so effectively for so long, we know how to provide the personal service you deserve and expect. With our combination of client-centric service and debt resolution expertise you can:

  • Keep more money in your pocket each month
  • Settle your debt for significantly less than you owe
  • Relieve stress and obtain the financial freedom you deserve
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Your dashboard keeps you informed.

Every client has the ability to access their account information 24/7 through the Client Dashboard. This is where you can:

  • Maintain the accounts you want to settle
  • Monitor your deposit activity
  • Review settlement offers
  • Upload documents from creditors

You’ll also find an array of tools, tips and techniques to help you make the most of your journey to financial freedom.

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Partner Programs can range from as little as 24-48 months. Estimates are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. Not all clients are able to complete their program for various reasons, including their ability to save sufficient funds. Partners do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. Partners do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Partner services may not be available in all states, and fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. Read and understand all program materials prior to enrolling.